Top 10 Passive Income Ideas You Can Start With $100
Passive income sounds like a dream: money that rolls in while you sleep. And while it often takes time and effort to set up, you can start building passive income streams with as little as $100. The key is choosing scalable systems and reinvesting your earnings wisely.
FINANCIAL RESOURCES
Bettye
6/13/20253 min read
Top 10 Passive Income Ideas You Can Start With $100
Passive income sounds like a dream: money that rolls in while you sleep. And while it often takes time and effort to set up, you can start building passive income streams with as little as $100. The key is choosing scalable systems and reinvesting your earnings wisely.
This post covers 10 proven passive income ideas you can launch for $100 or less—and how to get started today.
1. Sell Digital Products on Etsy
Use your $100 to create or outsource:
- Printable planners
- Journals
- Wedding templates
- Kids’ activities or flashcards
Start-up Costs:
- Canva Pro ($12.99/month)
- Etsy listing and transaction fees
- Optional: paid mockups or template packs
Earnings Potential: $100–$1,000+/month once you rank on Etsy search
2. Self-Publish an eBook or Guide
Turn your knowledge into a low-cost digital book. You can publish on:
- Amazon Kindle Direct Publishing (KDP)
- Gumroad
- Your own site
Use $100 for:
- Cover design (Fiverr or Canva)
- Proofreading or formatting help
- Marketing via social media or email tools
Evergreen eBooks can earn passively for years
3. Start a Print-on-Demand Store
Create t-shirts, mugs, tote bags, and more using POD platforms like:
- Printful
- Printify
- Redbubble
- TeeSpring
No inventory or shipping required—just upload your design.
Use your $100 for:
- Design assets
- Product mockups
- Paid ads or Etsy upgrades
4. Create a YouTube Channel
Use your $100 for:
- A decent mic or ring light
- Canva thumbnails
- TubeBuddy/SEO tools
Monetize with:
- AdSense
- Affiliate links
- Digital products
- Sponsorships
Focus on searchable, evergreen content like tutorials, product reviews, or how-tos.
5. Launch a Blog With Affiliate Marketing
Start a WordPress blog with Bluehost (around $35–$60/year). Write blog posts that rank on Google and include affiliate links.
Use the rest of your $100 for:
- Domain + hosting
- Keyword tools
- Email marketing setup
Earnings grow over time but can scale massively.
6. Sell Stock Audio, Music, or Voice Clips
Musical or voice-over talent? Sell your assets on:
- AudioJungle
- Pond5
- Voices.com
- Fiverr
Use $100 for:
- A USB microphone
- Editing software (Audacity or Reaper)
- Cover art or branding
Royalties build as your library grows.
7. Sell Stock Photos or Graphics
Photographers and designers can earn passive income through:
- Shutterstock
- Adobe Stock
- Creative Market
Use $100 for:
- Lighting equipment
- Lightroom presets
- A stylized Canva portfolio
Bonus: You can repurpose your assets across multiple platforms!
8. Use High-Yield Savings or Cash-Back Apps
Put your $100 into:
- A high-yield savings account (4–5% APY)
- Cash-back apps like Rakuten or Upside
- Cash-back credit card payments
It’s not glamorous—but it’s guaranteed.
9. Invest in Dividend-Paying Stocks or ETFs
Buy fractional shares in:
- Dividend Aristocrats (e.g., Coca-Cola, Johnson & Johnson)
- ETFs like SCHD or VYM
Use a commission-free app like Robinhood or M1 Finance. Reinvest dividends to compound growth.
Passive income builds slowly, but predictably.
10. Real Estate Crowdfunding
Invest in rental property without owning it via:
- Fundrise
- Arrived Homes
- Groundfloor
Start with $10–$100. Profits come from rental income or appreciation, depending on the platform.
✅ Final Thoughts: Build, Then Scale
You don’t need $1,000s to build passive income. You just need:
- A good platform
- An in-demand product or skill
- A reinvestment mindset
Pick one to start. Focus, build, then scale.
Best, Everyday Bettye
Are you ready? Let's start this journey! We would love to hear your comments!
How to Start Investing with Just $100 – Mini Financial Planner sold on Gumroad
https://7488873896370.gumroad.com/l/sczxeh
Free Resource: Beginner's Investing Starter Kit
To help you get started, I’ve created a free Investing Starter Kit. It includes:
- A beginner’s investing checklist
- Platform comparison chart
- Sample $100 investment portfolio
You can download it for free [click here]
If that does not work, click on the link to be taken to the Investing Starter Kit.
https://docs.google.com/document/d/1tTraDgfcTgcrNUqwM5bea71LJKcD6xVfkLBLyOn07Uk/edit?tab=t.0.
It’s perfect for tracking your progress and gaining confidence.
Editable Credit Card and Other Debt Payoff Calculator Spreadsheet sold on Etsy
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